The Actuarial Toolbox

Four actuarial tools built for brokers, consultants, and analytics teams. Pick the ones your team needs and skip the rest. Every tool is built and maintained by credentialed actuaries.

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Choose the tools that fit your team

Each tool is licensed on its own, so you only pay for what you'll use.

AV Calculator

Calculate the actuarial value of any medical plan design in minutes.

Enter deductibles, copays, coinsurance, and out-of-pocket limits, or load them straight from a plan's SBC. Save designs by client and compare them side by side.

Useful when

  • Modeling benefit changes at renewal
  • Checking where a design lands before you present it
  • Comparing a client's current plan to alternatives

Plan Selection Tool

Help employees choose the plan that fits them.

Upload up to eight plans from their SBCs and publish a branded, password-protected site for each client. Employees answer a few questions about how much care they expect to use and see their estimated out-of-pocket and total cost under every plan, with a link to each plan's SBC.

Useful when

  • Open enrollment
  • Adding a new option, such as an HSA-qualified plan
  • Reducing enrollment questions to HR and the broker team

Demographic Modeler

Measure a group's demographic risk from a census.

Upload a census with age, gender, 3-digit ZIP, plan, and tier. The Modeler scores the group against benchmarks for age and gender, industry, and geography, and saves each run with a PDF you can share.

Useful when

  • Quoting or prospecting a group without claims data
  • Explaining a renewal driven by a changing workforce
  • Supporting a self-funding feasibility conversation

Monte Carlo

Compare stop-loss levels against what they're expected to return.

Enter a group's size, its claims cost per member, and its current stop-loss level. The tool simulates 10,000 claim years and compares up to eight specific stop-loss levels side by side, showing the range of outcomes at each and what each level's quoted premium buys. Runs save by client and export to CSV or PDF.

Useful when

  • Choosing a specific deductible at stop-loss renewal
  • Weighing a higher deductible's premium savings against the added risk
  • Showing a client a realistic bad year, not just the expected one

How it works

From demo to access in three steps.

1. See it in action

We walk your team through the tools you're interested in, using realistic examples.

2. Pick your tools

Choose any combination of the four. Access is set up for your firm, so your team sees only the tools you've licensed.

3. Log in and get to work

Your team works in the browser, with plan designs, censuses, and results saved by client.

Request a demo

Tell us which tools you'd like to see, and we'll set up a time that works for your team.

Prefer to talk first? Call 303-931-5941 or email info@peakactuarial.com.

Which tools would you like to see?